Stripe:: Cannot charge a customer that has no active card in laravel

everyone I'm trying to implement stripe in my laravel application I have gone through Cartlyst docx and setup it was mentioned but there when I am requesting for testing payment I'm getting this error Cannot charge a customer that has no active card I have looked into google but nothing worked for me till now.

here is the code

public function payment(Request $request)
{
    $validator = Validator::make(
        array(
            'tokenId' => $request->tokenId,
        ),
        array(
            'tokenId' => 'required',
        )
    );
    if ($validator->fails()) {
        $errors = $validator->errors();
        if ($errors->first('tokenId')) {
            $message = $errors->first('tokenId');
        } else {
            $message = __('apiMessages.parametersRequired');
        }
        $this->setMeta("422", $message);
        return response()->json($this->setResponse());
    }
    try{

        $stripe = Stripe::make(env('STRIPE_SECRET'), Constant::STRIPE_VERSION);
        $tokenId= $request->tokenId;
        $customer = $stripe->customers()->create([
            'email' => 'patrick@gmail.com',
        ]);
        /*$customer = $stripe->customers()->find($tokenId);*/
        $stripeCustomerId= $customer['id'];
        $charge = $stripe->charges()->create([
            'customer' => $stripeCustomerId,
            'currency' => 'USD',
            'amount'   => Constant::AMOUNT,
        ]);
        $chargeId=$charge['id'];
        $payment= new Payment();
        $payment->userId=1;
        $payment->amount= Constant::AMOUNT;
        $payment->chargeId= $chargeId;
        $payment->paymentStatus= 1;
        $payment->save();
        $this->setMeta("200", __('apiMessages.paymentSuccess'));
        return response()->json($this->setResponse());
    }
    catch (StripeException $stripeException)
    {
        $this->setMeta("403", $stripeException->getMessage());
        return response()->json($this->setResponse());
    }
}

Please enlighten me where I am wrong?