When doing credit card processing online you see a number of declines from the issuing bank of the end user credit card. Some of these are legitimate (internet payments blocked, no money on the account), but a number of them are also automatic fraud system erroneously kicking in.
I was toying with the idea of having a secondary payment processor, and, if the credit card is declined on my primary, retry it again with the secondary one.
Does anyone have any experience from this and/or know if it's a bad idea.
Thanks!