How does the GitHub Developer plan work when working with multiple users?

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I'm a little confused with the GitHub plans, I currently need to make a private repo and understand I need a paid plan.

However, I see the developer plan is only $7.00 a month and I get unlimited private repos and unlimited collaborators.

My confusion is that with the Developer plan how many people can I work with on a private repo, I know it says "Unlimited Collaborators" but are they able to push, commit, pull and merge code and all that? Is there a limit, because if so then why would you choose any of the other plans?

What is the difference between a collaborator and a user as well?

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