Totally a mySQL trigger happiness issue

So I create my lil DB and then use the thing. I add two tables and now all I wanna do is this: when a user is inserted into the USERS table, also insert some default info into USER_ACCOUNT table that corresponds to the newly inserted user. Clearly I'm doing something wrong but I don't know what... Thanks in advance. =)

CREATE DATABASE REST_PROJECT;
USE REST_PROJECT;

CREATE TABLE USERS (
    UserID              INT Primary Key AUTO_INCREMENT NOT NULL,
    UserEmail           VARCHAR(30),
    UserPassword        VARCHAR(30)
);

CREATE TABLE USER_ACCOUNT (
    UserAccountID         INT Primary Key AUTO_INCREMENT NOT NULL,
    OwnerUserID           INT,
    UserAccountName       VARCHAR(30),
    UserAccountType       VARCHAR(10) NOT NULL,
    UserAccountBalence    INT,
    FOREIGN KEY (OwnerUserID) REFERENCES USERS(UserID)
);

DELIMITER //
 CREATE TRIGGER makeDefaultUserAccount
 AFTER INSERT ON USERS
 For each row
 BEGIN
    INSERT INTO USER_ACCOUNT 
    (UserAccountName, UserAccountType, UserAccountBalence) 
    values ('Default Account','default', 100);
END; //