Rails 4 How to model a form with a collection of checkboxes with other text_field

let me first start by saying this could also be a modeling problem and I am open to model suggestions.

Use Case: I have a form and I need to allow a user to select a checkbox on the category of their post. If there is no category that fits their post checking the other category will show a text field for the user to add a custom category. This should would for creating and updating nested modules

DB Modeling

class CreateCategories < ActiveRecord::Migration
  def change
    create_table :categories do |t|
      t.string :name, null: false
      t.timestamps null: false
    end

    reversible do |dir|
      dir.up {
        Category.create(name: 'Hats')
        Category.create(name: 'Shirts')
        Category.create(name: 'Pants')
        Category.create(name: 'Shoes')
        Category.create(name: 'Other')
      }
    end

    create_table :categorizations, id: false do |t|
      t.belongs_to :post, index: true, null: false
      t.belongs_to :category, index: true, null: false
      t.string :value
    end
  end
end

App Models

class Post < ActiveRecord::Base
  has_many :categorizations
  accepts_nested_attributes_for :categorizations, allow_destroy: true
  has_many :categories, through: :categorizations
  accepts_nested_attributes_for :categories
end

class Category < ActiveRecord::Base
  has_many :posts
end

Controller:

  def update

    if @post.update(post_params)
      flash.now[:success] = 'success'
    else
      flash.now[:alert] = @post.errors.full_messages.to_sentence
    end

    render :edit
  end

  private

  def set_post
    @post = Post.find(params[:id])
    (Category.all - @post.categories).each do |category|
      @post.categorizations.build(category: category)
    end
    @post.categorizations.to_a.sort_by! {|x| x.category.id }
  end

  def post_params
    params.require(:post).permit(:name, :description,
                                categorizations_attributes: [ :category_id, :value, :_destroy],
                                )
  end

View:

= f.fields_for :categorizations do |ff|
    = ff.check_box :_destroy, { checked: ff.object.persisted? }, '0', '1'
    = ff.label :_destroy, ff.object.category.name
    = ff.hidden_field :category_id
    = ff.text_field :value if ff.object.category.other?

However with the above solution i continue to run in to duplicate record errors when saving. Not sure why this is happening? Is there a better way to do this?