I want to generate a UPI intent, which allows user to send Rs. 1000 to a bank account. It is easy to do this when the given bank account has a VPA (eg: xxxxx@upi) associated with it. But, how can I use the account number & IFSC code for doing the same instead?
My motivation is the way apps like PayTM, Google Pay, etc. allow the user to send money to bank accounts using UPI, by asking for the Acc. no. and IFSC code. How can I achieve something similar via generating an android UPI intent for these apps to lead the user to same screen, with the details populated from intent body?