Show hourly price on Stripe payment instead of deposit price

For a rental company, we need to set up deferred payment.

When a user rents an item we must lock $25 on his credit card (a deposit). He will be charged $1 per hour. If he returns his item within 5 hours, he will be charged $5. After 25 hours we consider the item lost and it is charged the full price $25.

At the time of the customer payment validation we should show a $1 bill (not a $25 bill).

We managed to implement this on Apple Pay with pkdeferredpaymentsummaryitem.

Do you have any idea how to implement this with Stripe Pay?

For the moment here is our code:

public PaymentIntent createCapturePaymentIntent(String amount, String currency, String customerId,
  String paymentMethodId, String description) throws Exception {
  Map < String, Object > params = new HashMap < > ();
  params.put("amount", amount);
  params.put("currency", currency);
  params.put("customer", customerId);
  if (null != paymentMethodId) {
    params.put("payment_method", paymentMethodId);
  }
  params.put("description", description);
  //        params.put("confirm", "true");
  params.put("capture_method", "manual");
  LoggerHelper.mdc("stripe", "createCapturePaymentIntent body ==> {}", JacksonUtils.toJson(params));
  PaymentIntent paymentIntent = null;
  try {
    paymentIntent = PaymentIntent.create(params, requestOptions);
  } catch (CardException e) {
    LoggerHelper.mdc("stripe", "createCapturePaymentIntent error ==> {}: {}", e.getCode(), e.getMessage());
    String paymentIntentId = e.getStripeError().getPaymentIntent().getId();
    paymentIntent = PaymentIntent.retrieve(paymentIntentId, requestOptions);
  }
  LoggerHelper.mdc("stripe", "createCapturePaymentIntent result ==> {}", JSON.toJson(paymentIntent));
  return paymentIntent;
}

But the user is shown a $25 bill instead of a $1 one:

Apple Pay Documentation: pkdeferredpaymentsummaryitem

Edit: Do you think creating a $1 payment with the option setup_future_usage set to off_session is a good idea to achieve our goal?