What is a bank conflict? (Doing Cuda/OpenCL programming)

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I have been reading the programming guide for CUDA and OpenCL, and I cannot figure out what a bank conflict is. They just sort of dive into how to solve the problem without elaborating on the subject itself. Can anybody help me understand it? I have no preference if the help is in the context of CUDA/OpenCL or just bank conflicts in general in computer science.

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